Credit lastest articles submited 
Records: 1021-1050 from 1872
0% Credit Cards: Relief from Rising Interest RatesWhile the prime rate has doubled over the past two years, variable interest rates on credit cards have followed suit. With each increase of the benchmark prime rate comes the potential for similar increases in your credit card interest rate. Fortunately, 0% APR offers are still around to help you cut down on interest expenses. Credit Cards Gone WrongCredit cards always seem like a good idea at first. Even if you've been burned in the past, when money gets tight, the shiny plastic rectangles seem like the perfect quick fix for any situation. Extra Options for Your Credit CardOne thing that many people opt for is a fee-paying credit card. This fee will be payable either annually or monthly, and you will have to pay it no matter how much or how little you use the card. Paying the fee will entitle you to certain benefits. Tips for Choosing Better Low APR Credit CardsWith purchases via credit cards becoming as routine as cash payments, having a credit card has become an integral component in today's economy. But how do you figure out what makes one credit card better than another? Firstly, remember that all credit cards are not created equal. What is Debt Validation?If you have been surfing around looking for credit repair information, you undoubtedly have run across the term debt validation. Credit Scores are Not UniversalCredit scores are not universal. In other words, you could pull your credit score from all three credit bureaus and find that they not only don't match each other, they won't match the FICO score that your lender accesses. Credit Lessons for RetireesThis article provides a brief overview of scams geared toward elderly people; including credit card scams. The article gives consumers several tips on how to avoid being scammed and a list of several companies with offers that cater to seniors. A Brief Credit Repair HistoryWhether you call it credit repair history of the history of the credit repair business, here are some facts. How to Choose the Best Credit CardThis article provides consumers with various tips on shopping for a credit card. Some topics that are covered include: where to look for credit card offers, uderstanding credit card terms, fees, and aprs, and understanding credit card features and how they relate to you. Fill 'er Up: Earning Rebates with a Gas Rebate Credit CardThis article provides consumers with an overview of gas rebate credit cards and how they have changed since they were originally introduced. This article also includes a list several popular gas rebate credit cards and an outline of their current rebate programs. Lines of Credit and Students: Innovative Financing Options for Higher EducationWith many financial aid packages being cut as part of overall budgetary cutbacks by the government, many families and students are finding that they must foot an ever increasing portion of the higher education bill through traditional means. Unfortunately, many families simply cannot afford to pay for their child’s education out-of-pocket. They find themselves turning to alternative means to help finance educational expenses, and some families are turning to lines of credit as one unique solution. Credit Cards and Students: The Good, The Bad and The UglyThe student market is now one of the most profitable for the credit card industry as a whole. This is due mostly to the fact that many students only pay the minimum due each month, are often late with payments and tend to use cash advances more than typical consumers. All these activities represent huge fees and profit centers for the credit card companies that know if a student falls behind in payments that in most circumstances the parents will jump in and take care of the debt. Credit Cards and DebtLately it seems you can't pick up the paper without reading another bit about how the UK is becoming a nation up to its elbows in credit card debt. How Many Credit Cards is too Many Credit Cards?Sometimes it seems you can't open the postbox without having a slew of credit card offers and applications slide out into your hand. You are already pre-approved! The Hidden Cost of Using your Credit Card AbroadIf you thought that you were being wise and saving your hard earned cash by using credit cards for your holiday abroad, think again, warns the Saga Group. Why do Some Stores Still Allow you to Sign Rather than Chip and Pin?The new Chip & Pin credit card system has been officially in use for several months now, but in some cases you'll still be able to sign rather than use your Chip & Pin. Will Credit Cards Replace Cash Altogether?In 2005 for the first time ever, plastic purchases topped cash purchases. Are we heading for a cashless society where credit cards replace cash altogether? Credit Repair Book ReviewsIf you are attempting credit repair yourself instead of hiring a law firm to help you, then you may be thinking of buying a credit repair book. There are nearly 200 different titles under the listing credit repair book at Amazon.com. Whenever there is a market for consumer information, someone (usually many people) will write a book. Credit Card Guide for Good Credit – Choosing the Right One for YouWith this simple guide you will learn what types of credit cards are available to you if you have good credit. It will make the choice of choosing the right credit card for you easy! Credit Card Traps?For people with a spotty credit card history or bad credit, it can be difficult to get approved for a regular credit card. There are a number of credit card options that are aimed specifically at people who have bad credit and are trying to rebuilt it. The Lowdown on Discover Student CardStudents have all the luck. As they do not have a credit history, they start on a clean slate and some credit card companies won’t hold this against them. This is why corporations such as Morgan Stanley offer the Discover Student Classic Card which is specially catered to meet the needs of students. The Lowdown on the Citi Dividend CardThose of you with a good credit score looking for a credit card that offers a cash reward program should take a look at the Citi Dividend Platinum Select Card, issued by Citibank. The Lowdown on the Citi Diamond Preferred Rewards CardIssued by Citibank, the Diamond Preferred Rewards Card is specially designed for consumers with an excellent credit score, and who plan to take advantage of Citibank's ThankYou Network reward program. The Lowdown on Citi Driver's EdgeThe Citi Driver's Edge Platinum Select Card from Citibank, is a credit card with a unique reward program that focuses on automotive related perks and benefits. Designed for the good credit individual with a penchant for cars, driving and automobiles in general. The Lowdown on Chase Platinum VisaThe Chase Platinum Visa card is essentially a platinum card with an ideal rewards program. In this sense, users with very good credit ratings should get this card and make good use of its one-year 0% introductory APR benefit on both balance transfers and purchases. The Lowdown on AT&T Universal CardWith all the many reward programs out there, this is perhaps the only card that doubles as a calling card. The AT&T Universal Platinum Card is issued by Citibank with the general purpose of being a credit card that comes with a lower APR, and also a calling card with probably not-so-low calling charges. What Is Bad Credit? Can You Still Apply For A Loan Or Mortgage With A Bad Credit History?Have you found yourself in a situation where you have a bad credit history? There are companies that specialise in obtaining bad credit loans or mortgages, you just need to make sure they have all the facts so they can assist you. The Lowdown on the Aspire Gold Visa CardThe Aspire Gold Visa Card issued by Columbus Bank and Trust is specifically designed for individuals with a poor or limited credit history, and who only need the basic functions of a credit card. The Lowdown on the American Express IN:LA CardWith many different credit cards offering alternate perks and benefits, credit card companies have become increasingly creative with their reward and incentive programs. Today, there are credit cards that cater to driving enthusiasts. The Lowdown on American Express Gold CardSpending with an American Express card has never been more convenient. With an American Express Gold Card however, the company seeks to provide even greater standards of convenience to their customers.Records: 1021-1050 from 1872