VantageScore: Discover The Truth About The Credit Bureaus New Credit Scoring System!The three major credit bureaus Experian, Equifax and TransUnion introduced the VantageScore in March 2006...
Citi Credit Cards: A Look At The Top 4Citibank, one of the leading credit card companies in the United States, has a variety of cards from which to choose. Read on for information about the top four Citi credit cards.
Improve your Credit ScoreIt is very important to have a good credit score. You can save thousands of dollars on your loans, just by having a high credit score. These tips will help you raise your credit scores!
Five Things You Should Know About Contactless RFID Credit CardsFor decades, credit cards have relied on magnetic stripes located on the reverse side of the card to store data. To transmit this data, the card must be swiped through a magnetic reader, making physical contact with the stripe.
Check Your Credit Report - 3 Reasons To Pull Your Own Credit ReportIt is very important to regularly check your credit report. Here are 3 reasons to pull your own credit report.
Bad Credit Credit Cards - Choosing the Right Credit CardWhen applying for a credit card, choosing the right card is essential. Here are a few tips to consider when selecting a credit card.
Free Credit Report and Score - How to Receive a Free Credit ReportEach consumer with credit history should obtain a copy of their report annually. Here is some information on how to obtain a free credit report.
Zero Percent Interest Credit Cards - Applying for a Low Introductory Rate CardZero percent interest credit cards have both advantages and disadvantages. Here is some information on applying for and using a zero percent interest credit card.
Wolpoff & Abramson DefenseIf you have a MBNA credit card in default or if you are receiving dunning letters or if you are you being sued by Wolpoff & Abramson, you may have a defense to the lawsuit and/or a claim against them.
Student Credit Card or the Bank of Mom and DadStudent credit cards can be a quick and easy solution to an unexpected cash crunch. Lets say you work at a local hot-dog stand on weekends to help make ends meet. But the boss ran into a little gambling problem and couldn't pay you this week. But you bought a case of beer for the weekend and your last text book will finally be in at the bookstore on Monday (only a month late). This is an excellent situation to put a student credit card to use.
Credit Score Basics and the New Credit Score SystemWhen applying for a credit card, mortgage, or loan, any potential lender will check your credit report. Find out what a credit report is and how you can check your own credit report for free.
Get Approved Now: Apply for an Instant Approval Credit CardDo you need a credit card for your Internet shopping experience? Have you maxed out the credit limit on one that you currently own? It’s a fact of life these days that the Internet has provided us with vast shopping possibilities.
Credit Cards and RetirementGoing into retirement is one of the best things in your life. This is the time when you get to relax and enjoy a slower pace of life in peace. However, being able to sustain a lifestyle that is comparable to the one that you had before retirement requires some sound planning.
Credit Cards and MarriageGetting married is a wonderful thing and brings forth a whole new life together as a couple. Part of being married means working together as a team in all aspects of our lives– physically, spiritually, emotionally and also financially.
Save Money With a Balance Transfer Credit CardThis article is aimed at the estimated one-third of people who fail to pay off their credit or store card balances in full every month, and therefore pay interest on the balance. The article explains how such people could save money by applying for a new credit card which offers zero (or low) interest balance transfers. It sets out five points to watch for before submitting an application.
Credit Card Cashback OffersThis article explains about cashback, a popular incentive offered by many credit card companies. It explains how cashback schemes work, and sets out important points to watch for when comparing different card companies' offers.
Choosing the Right Credit Card for YouThis article is aimed at anyone considering applying for a credit card. It sets out the most important points to consider, including APR, introductory offers, acceptability, cashback and other perks, annual fees, and so on. It makes the point that the best credit card for the reader will depend on their own personal circumstances, and they should shop around before reaching a final decision.
The Lowdown on Low Interest Rate Credit CardsThis article discusses low interest rate credit cards in-depth.
Why You Should Pay Your Credit Card Debt ImmediatelyWith everyone spending more than they save, it’s no wonder that credit card debt is at an all time high. But just because everyone else is in trouble doesn’t make it a non-issue.
5 Tips for Finding the Best Travel Rewards Credit CardA travel rewards credit card can be the perfect way to get something back for your travel purchases, but to get the most of the rewards; you need to know how to choose the right card for you.
Improve Credit Score – Ways to Raise and Protect Credit ScoreIt is important to maintain a good payment history with creditors. This will likely result in a better credit score, which affords better financing options. Here are some ways to improve and protect your credit score.
Home Buyers: Improve Your Credit ScoreHow to improve your credit score before you buy a home.
Reward or Cash Back Credit Cards – Maximising Your ReturnsIf you are one of the lucky customers who pays off their entire credit card balance in full each month, then interest rates will not be of much importance to you. What will be though is getting paid to use a particular credit card, but are you sure you have the best reward or cash back credit card deal?
Getting the Best Gas Credit Card for YouWith rising gas prices, it makes sense that more credit card companies are offering gas rebates and discounts for using their credit card. But are they worth their rewards? And how can you choose the one that fits your life?
Getting the Best Business Credit Card for Your CompanyIf you own your own company and need to get started, a business credit card can be just the way to manage your finances and get the things that your office needs. But with all of the companies out there, how do you ever choose?
Finding Good 0 APR Credit Card OffersWhile most of us wish that we could find credit cards that only had 0% APR, they can’t really exist because the credit card companies wouldn’t make any money. However, if you’re looking to save money with a lower interest rate, there are ways to find great deals on APR percentages.
Vantage Credit Score: The Three Major Credit Bureaus Introduce Vantage ScoreToday the major credit bureaus, Equifax, Trans Union and Experian rolled out a new credit scoring system that will affect YOU! VantageScore is the newest big dog on the block!
Mortgage Loans after Bankruptcy - Ways to Boost Your FICO ScoreAfter a bankruptcy is discharged, many lenders will offer you a home loan. However, it is a good idea to try and improve your FICO score before obtaining a mortgage. Here are a few tips on ways to raise your credit score before applying for a mortgage.
Credit Card Debt in the United StatesIt’s no secret that credit card debt in the United States is at an all-time high.The U.S. is a culture of spending rather than saving and with the increasing cost of living and the low minimum wage; it seems that no one is invulnerable to credit card debt.
5 Tips for Choosing a Free Prepaid Debit CardMany families and individuals are looking for ways to save money and manage their finances. But with everything that seems to be necessary, this can be difficult to do. And this is where a free prepaid debit card can help take the hassle out of money management and keep some change in their pockets.