Debit Cards vs ATM cards: Is Convenience Really Worth It In The End?We take advantage of conveince without truly think of possible consequences. We compare risks of using traditional ATM cards versus the highly popular Debit Cards.
New Wave of Contactless Payments Speeds Up ProfitsEverything you always wanted to know about contactless payments from the top pundits in the field. This story demystifies contactless payments and puts it into terms that anyone can understand. How will the world be paying for coffee, burgers and parking in the future? Find out in this concise user-friendly article.
The Disadvantages of RFID Credit CardsRFID credit cards are taking the nation. Also known as Radio Frequency Identification, RFID for short, these cards allow you to make purchases with your credit card without even having to type in a pin number, swipe your card through a reader, or even sign for the sale
5 Reasons Why You Should Apply for a Cash Back Credit CardThe key words "cash back" appeal to everyone, especially those who are on the lookout for more reasons to use their credit cards. It is even safe to say that this would arouse the curiosity of most people to at least find out how this concept works.
Choosing the Right Credit Card for YouThis article is aimed at anyone considering applying for a credit card. It sets out the most important points to consider, including APR, introductory offers, acceptability, cashback and other perks, annual fees, and so on. It makes the point that the best credit card for the reader will depend on their own personal circumstances, and they should shop around before reaching a final decision.
Credit Card Cashback OffersThis article explains about cashback, a popular incentive offered by many credit card companies. It explains how cashback schemes work, and sets out important points to watch for when comparing different card companies' offers.
Save Money With a Balance Transfer Credit CardThis article is aimed at the estimated one-third of people who fail to pay off their credit or store card balances in full every month, and therefore pay interest on the balance. The article explains how such people could save money by applying for a new credit card which offers zero (or low) interest balance transfers. It sets out five points to watch for before submitting an application.
Don't Carry a Balance on Credit CardsSurveys shows 50 percent of cardholders don't pay their bills in full or on time. More than 40 percent of cardholders say they don't know the interest rate on their cards. Suppose you carry a $1000 balance from month to month. That costs you $180 in interest a year if you have a credit card with no annual fee and an 18 percent interest rate. But many credit cards do have annual fees, especially the gold cards with the enticing travel rewards. You'll be astounded at what you pay once you factor in the fees.
5 Reasons Why You Should Apply for a Low Interest Credit CardDo you feel that you are paying too much on your credit card interests? Are you considering your options for lowering your credit card debt?
Credit Cards and MarriageGetting married is a wonderful thing and brings forth a whole new life together as a couple. Part of being married means working together as a team in all aspects of our lives– physically, spiritually, emotionally and also financially.
Credit Cards – Why Are They So Popular?Credit cards have ballooned in popularity over the last decade but why are these little pieces of plastic considered so important to our daily life?
Credit Cards and RetirementGoing into retirement is one of the best things in your life. This is the time when you get to relax and enjoy a slower pace of life in peace. However, being able to sustain a lifestyle that is comparable to the one that you had before retirement requires some sound planning.
Credit Card Surfing 101 and How it Can Affect Your Credit ScoreWith the tremendous competition building up, many credit card companies have started offering introductory 0% APR credit cards. Aimed to attract new credit card applicants, no interest charges are applied to outstanding balances during the 0% APR period.
Get Approved Now: Apply for an Instant Approval Credit CardDo you need a credit card for your Internet shopping experience? Have you maxed out the credit limit on one that you currently own? It’s a fact of life these days that the Internet has provided us with vast shopping possibilities.
Get More Miles When You Apply for an Airline Credit CardHow does an airline credit card work? Well, the idea of airline credit cards was conceived when credit card companies decided to collaborate with airlines to produce better incentives to encourage consumer spending.
5 Things to Know Before You Apply for a Balance Transfer Credit CardAre you swamped with too many credit cards with outstanding payment in each? One of the things you can do to solve this problem is to get a Balance Transfer Credit Card. With this type of credit card, you can practically consolidate all your outstanding balances into one card and obtain a 0% APR for the introductory period.
5 Things to Know Before You Apply for a Business Credit CardMany credit card companies have begun offering business credit cards to their customers. On the surface, they may seem similar to personal credit cards. However, upon further analysis, you may notice quite some benefits to using business credit cards in certain circumstances.
Understanding The 0% Intro Rates Credit CardsUnderstand the different types of credit cards and what 0% intro rates are all about.
Instant Credit Cards: How Instant Are They?In the infancy of online credit card applications, it was possible to apply for a credit card and receive not only confirmation of your approval, but also the card’s 16 digit number and expiration date as well. Getting a credit card online was truly an instant process back in the early days. For a wide away of reasons, identify theft being a major one, the instant online credit card approval process has changed. While a handful of credit card issuers will provide instant online credit card decisions, the vast majority of "instant credit cards" aren’t that instant anymore.
The True Cost of Bad CreditBad credit can cost you much more than you think.
Decreasing Your Credit Card LimitEveryone thinks about getting an increase in their credit card limits. Here are some reasons you might want to consider getting a decrease.
Freezing Your Credit CardsHere is a simple method to keep yourself from making impulse purchases with your credit cards. Just have your cards frozen...literally.
Credit Score Basics and the New Credit Score SystemWhen applying for a credit card, mortgage, or loan, any potential lender will check your credit report. Find out what a credit report is and how you can check your own credit report for free.
Balance Transfer Cards - An IntroductionBalance Transfer Cards - An Introduction, aims to familiarize you with the various fineprint associated with any Low APR balance transfer card.
Credit Card HorrorThe availability of credit for anyone no matter their credit history has caused many financial problems for consumers. When credit is available to those with a poor credit history, interest rates are jacked up, loan terms are hard to meet and the consumer finds that they are in a worse situation.
The New Vantage Credit Score - (Their "Ad"Vantage or Ours?)Is the New Vantage Credit Score really intended to help consumers or the Big Three Credit Bureaus? Learn how it may impact your financial future.
Student Credit Card or the Bank of Mom and DadStudent credit cards can be a quick and easy solution to an unexpected cash crunch. Lets say you work at a local hot-dog stand on weekends to help make ends meet. But the boss ran into a little gambling problem and couldn't pay you this week. But you bought a case of beer for the weekend and your last text book will finally be in at the bookstore on Monday (only a month late). This is an excellent situation to put a student credit card to use.
Letter of Credit - How to Secure Your Payment, Beware of Potential Traps in L/C PaymentLetter of credit (L/c) is a popular payment method for
export import trade. Being bank to bank payment - L/c is
widely perceived as very safe. However, there are certain
precautions that every exporter should take to safeguard
L/c payment otherwise even this safe payment method may
turn to be a nightmare.
The Advantages of Having an Airline Credit CardThe world was stunned by the discovery of an airline credit card. Nonetheless, it brought forth positive results in terms of convenience of service for the travelers.
How to Apply for a Credit CardThe approval of your credit card will depend on the type of credit card you are applying for and your credit rating. If you have a good credit rating, the card application will be approved quickly.