Momentum Investing and Trend Following: The Secret to Significant Portfolio ReturnsInvestment portfolios are too important for an out-dated Buy and Hold strategy. The secret to enjoying substantial investment returns is active portfolio management! Learn how the benefits of Trend Following and Momentum Investing can solidify your portfolio and secure your future.
Ticket BrokersIf finding tickets to an important show or event is often a hassle for you and you don’t want to risk being harassed by a scalper, then it is about time you obtain the services of a ticket broker. You are sure to get good seats, even on sold out events. Now, that is one way to impress anyone.
Making Regular Money With Stocks and SharesThe drop of the last few days may be a good time to buy...
Borrowing Money, Leverage and Investing in PropertyMany come from the up-bringing of debt is bad, it isn't. Debt is good if managed and can yield leverage for the risk taker.
On BanksA discussion of competitive advantages in the banking industry. This article was inspired by a Morningstar articles asking "Do All Banks Have Moats". Several different reasons are discussed explaining why these "moats" exist.
Where Should I Put My Savings? Different Types of Investment AccountsIn the big world of investing, it seems we hear a lot about what securities to invest in, but not as much about what types of accounts to invest in. There are so many different types of investment accounts, each covering a different purpose, and new types of accounts seem to be created weekly. What are some of the basic types of investment accounts and what can they do for you?
Streamline Your Tax Lien Investing BusinessIf you invest in tax lien certificates, there are certain things that you need to do in order to keep your investment profitable. By automating your business, you won't miss any deadlines that might reduce your profit on your tax lien portfolio. Read on to find out more...
Three Reasons Why You Should Consider Real Estate Investment as an Investment OptionLearn three Reasons why you should consider real estate investment as an investment option
Understanding the Basics of OptionsOptions can be used for a variety of strategies but, most importantly, options allow you to control blocks of stock very cheaply while confining your risk to the cost of the option itself. Options used this way with good directional methods and systems can yield huge profits when used properly.
A New Exchange Traded Fund May Have a Major Impact on Long Term Silver PricesLast week after much publicity and a long wait, the Barclay’s Silver ETF (SLV) finally started trading. And it looks like the wait was worth it.
Discount Commodity BrokersDiscount commodity brokers help traders who want live futures broker support. These agents work only from the base of a stock exchange by phone or online. They promise the highest quality service, timely market information and in-depth research. A review of the online sites and services available can help one decide on an ideal choice. One’s choice must be guided by consideration of the service and support offered, and the fee the company charges per investment. The credit rating of an online discount commodity broker company is also vital information. Some online companies might have a maintenance fee, while some may not have any.
Discount BrokersDiscount brokers are stockbrokers who help carry a wide variety of business deals. Generally, they accept orders for stock, stock options and futures trading deals. They are known by different names such as discount commodity brokers, discount stockbrokers and discount real estate brokers. Compared to full-service brokers, discount brokers buy and sell orders at a reduced commission.
Fraud - Will Hedge Funds Produce The Next Really Big One?Fraud flourishes in an environment with incentives/pressures, opportunities and attitude/rationalization. Hedge funds fit this environment. Will the proliferation of unregulated hedge funds produce the next really big fraud? Maybe; so don't be the investor caught in it!
Diversification - It's Not Just A WordWhen the financial markets are extremely volatile traders can feel their stress levels rising. But there is no reason to be stressed if you are diversified.
401(k)A 401(k) plan is an employer sponsored plan. The employer makes direct contributions to the account that are deducted from the employee's paycheck. Most companies will match the paycheck contribution up to a certain percentage. In general, the contributions are before tax dollars and grow tax deferred until they are withdrawn. After-tax contributions are also allowed.
IRA'sThe IRS understands that you need to save for retirement. Often your nest egg builds faster if you don't have to pay taxes on retirement savings until you are ready to retire and withdraw your money. The idea is that you will be in a lower tax bracket once you retire. The money is taxed as it is withdrawn.
Bank Loan FundsAs interest rate climb, most bond owners are shaking their heads. The price of existing bonds falls when rates are on the rise. There is a way to offset the decline. You can invest in bank loan funds, also known as floating rate funds. There is a risk to these funds, but they can be a rewarding alternative to traditional fixed-income investments.
AnnuitiesThose with fixed incomes or living on their retirement savings are often looking for a safe, low risk place to invest their money. They will often turn to annuities, which are sold through insurance companies. Basically, an annuity is a contract between you and the insurance company that provided for tax-deferred earnings.
Corporate BondsWhen a corporation needs to find extra money, one of the ways they raise funds is through selling bonds. You are basically loaning the company money when you purchase a corporate bond.
Savings Bonds - Series EE Patriot BondThe Series EE Patriot Bond is a type of bond that historically has been referred to as a "war bond." It is meant to show patriotism. After the September 11 attacks, Congress called for the Treasury to issue war bonds again. The front of the bond labels it a "Patriot Bond." It operates as a regular Series EE savings bond. The money raised by the bonds is deposited into the general fund, and the yield is the same as any other Series EE bond.
Savings Bonds - the I-bondSavings bonds are a type of Treasury security that earns interest for up to 30 years. They are only payable to the person to whom they are registered and can not be resold. You can cash them in after one year, but if you redeem it before five years you will pay a three month interest penalty.
Types of CD'sThe most popular type of certificate of deposit, or CD, is the traditional CD. But there are a growing number of financial institutions that are offering new forms of CDs that have increased flexibility, for both the investor and the institution. If the traditional CD has always seemed to rule-bound for you, you may want to sacrifice some yield for more flexible options.
How Interest Rates are DeterminedIt's important to know how much interest you earn on your savings. This helps you to project where your financial standing is in the future. This is often necessary, as in saving for retirement. It's a good idea to understand how financial institutions determine their interest rates.
Money Market FundsMoney Market Mutual Funds (MMF) are offered by banks, brokerages and mutual fund companies.
Money Market AccountsIf you are looking for a higher interest rate than a traditional bank savings account offers, a money market account (MMA) may be a good investment for you.
Starting a Savings PlanIf you want to save, it's going to take some work at first. You have to become disciplined and really make a commitment to saving. Start by establishing a savings goal and then working to reach that goal.
Savings AccountsThe most traditional way of saving money is through a savings account at your local bank. There are two types of savings accounts: passbook and statement. You usually don't have a choice between the two, most banks offer one or the other.
Develop a Savings PlanThere are so many things that we teach our children that keep them on the right path throughout life. How to save money is one of the most important lessons that parents teach their children. Teach your children about finances by opening an account and setting money aside. They'll learn about patience, interest and saving.
Commodity Futures TradingsCompared to cash contracts, which require payment against the physical delivery of goods immediately or after a specified period, a futures contract is a special type of agreement made strictly under the rules of a commodity exchange, which may or may not call for the actual delivery of goods and payment in cash on a future date.
Pensions – Getting Better Performance For A Comfortable RetirementIf you take the fact that the bulk of investment managers cannot get into double figures on a compound growth basis over five years and very few can out perform the stock index, then it is obvious you have to be careful with your fund selection.This article is all about getting better pensions performance and will help you separate out the winning funds and asset managers from the losing ones.